Employee Benefits That Win Retention — Without the Big-Company Budget
Give your team benefits that compete with much larger employers, using buying power most small and midsize businesses can't access on their own.
Talk to a Benefits SpecialistHow the Buying Power Works
Large-group rates, without large-group headcount
Health insurers reserve their best pricing and plan quality for "large group" companies — typically 50 or more employees. A 10- or 20-person business shopping on its own simply doesn't qualify, no matter how healthy the company is.
Through CLEAR's PEO, your team is pooled together with every other CLEAR client under one master policy, so collectively we qualify for the large-group rates and carrier access an individual small business can't reach alone — backed by an exclusive relationship with Independence Blue Cross / Blue Cross Blue Shield, not a watered-down small-group plan.
Your employees get the same caliber of benefits a much larger company offers. CLEAR handles the carrier relationships, the pooling, and the administration behind it.
What's Included
A real benefits package, not a checkbox
Medical, Dental & Vision
Enterprise-grade health plans through our exclusive Blue Cross partnership — not watered-down small-group coverage.
401(k) & Retirement Plans
Retirement savings plans that help you compete for talent without building the infrastructure yourself.
Life & Disability Insurance
Group life and short/long-term disability coverage, bundled in alongside your core medical plan.
FSA & HSA Options
Flexible and health savings accounts, set up and administered without extra paperwork on your end.
Enrollment & Administration
Open enrollment, plan changes, and day-to-day benefits administration, handled for you.
An Exclusive Carrier Relationship, Not a Marketplace Search
Real leverage, backed by 40 years of relationships
Most brokers shop the open market on your behalf. CLEAR has an exclusive relationship with Independence Blue Cross / Blue Cross Blue Shield, built over decades — access most small businesses can't get by shopping alone.
40 Years Experience
Exclusive Blue Cross Partner
NAPEO Member
~27% Avg. Savings
What Clients Say
Real businesses, real results.
90%
of clients still with CLEAR after year one
"They're big enough to have negotiating power and small enough that there's no bureaucracy. We're not just a number — we're important."
Michel Vandermay
President, Gray Trucking
"They are a true business partner, helping us get to the next level. They're fast, they're accountable, and they feel just like an extension of our company."
Michelle MacDonald
President and CEO, The Greater Knead
"They are broker friendly, big enough to compete, small enough to care. CLEAR's staff is knowledgeable, attentive, and provides excellent service. I highly recommend them."
Arthur Chernick
Arthur Chernick Company, Inc.
"It's been a lifesaver for us. My advice is to choose your PEO carefully. It can be a great experience, and it is with CLEAR."
Carolyn Spector
Executive Director, myFace
Which Service Gets You There
How you access these benefits depends on which service you choose
We'd rather be upfront about this than let it be a surprise later: the pooled large-group pricing above is specifically a PEO benefit, since it requires the co-employment relationship that makes the pooling possible.
PEO
Full access — co-employment pools your team into CLEAR's master policy, unlocking large-group rates and top-tier carriers.
HRO
Enrollment and administration support for whatever benefits plan you already offer — without the pooled pricing PEO unlocks.
ASO
Administrative processing only for your existing plan — sourcing and pricing stay with you.
Frequently Asked Questions